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Read more about the article Living Below Your Means – The Rationale
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Living Below Your Means – The Rationale

We talk a lot on this website about living below your means and I realize the statement can be open to interpretation or even confusion. When I talk to thrifty…

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June 21, 2022
Read more about the article Raising Your Credit Score — A Long-Term, Solid Approach
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Raising Your Credit Score — A Long-Term, Solid Approach

While there are a few steps you can take that will raise your score twenty or so points within several months, raising your score substantially (fifty, a hundred points, or…

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June 6, 2022
Read more about the article Financial Management — Debt Free Living Part 2
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Financial Management — Debt Free Living Part 2

In Financial Management — Debt Free Living Part 1, we looked at developing a mentality of thrift and wealth building; strategies for managing debt—elimination, prevention, and prudent usage when required;…

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May 31, 2022
Read more about the article Raising Your Credit Score – A Quick Fix for a Few Points
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Raising Your Credit Score – A Quick Fix for a Few Points

If you are reading this, chances are you have some plans and you’re looking to raise your credit score quickly so that you look good. While there are a few…

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May 24, 2022
Read more about the article Whatever Happened to the Family Dynasty?
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Whatever Happened to the Family Dynasty?

Okay, let’s start with the summary. Parents build an empire; entitled children squander the inheritance; grandchildren (usually educated courtesy of the grandparents) have to fend for themselves but never attain…

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May 19, 2022
Read more about the article How to Live Within Your Means
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

How to Live Within Your Means

This article is for those who crave a financially stable life. It is a long but valuable post, one you will find the need to revisit time and again. Living…

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November 12, 2021
Read more about the article Getting out of Debt
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Getting out of Debt

So it has come to this. The money is done, the bills are there. You don’t have/are looking for/just lost/are about to lose/just barely holding onto a job. Running away…

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November 6, 2021
Read more about the article Financial Management — Debt Free Living Part 1
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Financial Management — Debt Free Living Part 1

There are some things in life that are so important they warrant more than the usual five-minutes attention span we have been trained to have. Debt (as seductive a four…

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October 31, 2021
Read more about the article Teach Your Children Financial Independence
Frugal Lifestyle / Ideas to Explore / Let's Talk Money / Life's Bits & Pieces / LifePlanning / Lifestyle / Transform Your Life

Teach Your Children Financial Independence

Teach your children to be financially independent by letting them be progressively responsible for their personal spending, Let them help to earn their keep by doing work for their spending…

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October 10, 2021